Personal Property And Floor Coverings

In certain cases staircases and elevators.

Personal property and floor coverings.

Drywall for walls and ceilings below the lowest elevated floor walls and ceilings not made of drywall. Business personal property consists of property you own that does not qualify as building property and that is not otherwise excluded. Personal property owned by you and used to maintain or service the described building or structure or its premises including air conditioning equipment. Floor coverings appliances like refrigerators and dishwashers fire extinguishers and outdoor furniture are also normally considered building property.

Most personal property such as clothing electronic equipment kitchen supplies and. Carpeting area carpets and other floor coverings such as tile. It is what goes on top of the flooring that presents the problem. Personal property is the stuff you own furniture electronics and clothing for example.

And appliances for refrigerating cooking dish washing and laundering. If not covered by other insurance. This type of coverage helps pay to repair or replace your belongings after a covered loss such as theft or fire. Whether you own a home or rent an apartment insurance policies typically include personal property coverage.